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Actual Interest rate and PMI will vary based on current market conditions, your credit rating and other factors. Your Custom Mortgage is Here. Let a salary-. What will your mortgage payments add up to with Private Mortgage Insurance (PMI)? Use the Mortgage Calculator with PMI from Carter Bank to figure it out. Additional calculators: How much will my payments be? Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.